Financing & Insurance
We believe everyone deserves a confident smile. That's why we offer flexible payment options and work with most insurance plans to make treatment affordable.
Get Your Free QuoteFlexible Payment Options
Choose the payment plan that works best for your budget
0% Interest Financing
Our in-house payment plans make treatment affordable with no interest charges.
- 0% interest for qualified patients
- Low monthly payments
- No credit check required
- Flexible payment schedules
- Automatic payments available
Third-Party Financing
We partner with leading healthcare financing companies for additional options.
- CareCredit accepted
- Extended payment terms
- Quick approval process
- Use for family members
- Promotional financing available
Insurance Benefits
We work with most PPO dental insurance plans to maximize your benefits.
- Most PPO plans accepted
- We file claims for you
- Maximize your benefits
- Flexible Spending Accounts (FSA)
- Health Savings Accounts (HSA)
Understanding Orthodontic Insurance
Here's what you need to know about using insurance for orthodontic treatment
Lifetime Maximum Benefit
Most orthodontic insurance provides a one-time lifetime benefit, typically between $1,000-$3,000. This amount is paid toward your treatment regardless of the total cost.
Age Restrictions
Many plans cover orthodontics for children and teens up to age 18 or 19. Adult coverage varies by plan. We'll help you understand your specific benefits.
Waiting Periods
Some plans have waiting periods before orthodontic benefits become available. If you're planning treatment, check your policy or let us verify for you.
We Handle the Paperwork
Our team will verify your benefits, file all claims, and work directly with your insurance company. You focus on your smile, we'll handle the rest.
Treatment Investment
Transparent pricing for all treatment options
| Treatment Type | Typical Range | Monthly Payment |
|---|---|---|
| Metal Braces | $3,500 - $6,000 | From $99/mo |
| Clear (Ceramic) Braces | $4,000 - $7,000 | From $125/mo |
| Invisalign (Adult) | $4,500 - $8,000 | From $150/mo |
| Invisalign Teen | $4,500 - $7,500 | From $150/mo |
*Actual costs vary based on treatment complexity and duration. Get your personalized quote at your free consultation.
Common Questions
Do I need a down payment?
Down payment requirements vary based on your chosen payment plan. Many of our in-house financing options require little to no down payment. We'll discuss all options at your consultation.
Can I use my FSA or HSA?
Yes! Orthodontic treatment is an eligible expense for both Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). This is a great way to use pre-tax dollars for your treatment.
What if I don't have insurance?
No problem! Our 0% interest in-house financing makes treatment affordable even without insurance. We'll work with you to create a payment plan that fits your budget.
Are there any hidden fees?
Never. We provide transparent, all-inclusive pricing. Your quote includes all appointments, adjustments, and retainers. No surprises.
Ready to Get Started?
Get your personalized treatment plan and financing options at your free consultation.
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